Careers

2-Senior Medical Malpractice Underwriters

Birmingham, AL

You would be responsible
for reviewing submissions and identifying exposure and risk, and determining
accurate classifications and rates and may answer questions concerning a policy
status or billing for policies.  The primary responsibility of the Senior Underwriter is to provide support the underwriting group by underwriting and selecting new business that will produce an underwriting profit. Under the guidance of the Director, you will analyze applications and screen applicants based on certain criteria, and
ensure that policy transactions such as renewals or quotes are issued and
changes are recorded correctly.

Essential Duties and
Responsibilities:

45%       Perform underwriting functions in
accordance with established customer service and standards.
Create new business and review renewal business indications or quotes as
requested by insured or agent. Perform underwriting duties in accordance with
established guidelines.  Perform duties
within the framework of the rules, rates, and coverage forms filed and approved
by law in the state of responsibility. Determine whether or not to write risk
and whether any surcharges, discounts, or credits are applicable to coverage.

10%       Interaction
with agents/brokers in order to foster good relationships, identify prospects
and other opportunities for business development.

10%       Work in
partnership with Service Center leadership and staff to foster efficient and
accurate service to our agents and insureds. Work directly with policy
specialist to ensure accuracy

5%          Review with
policy specialist risk profile and loss history information and take necessary
steps to ensure that each renewal  is
appropriately classified and priced. 
Discuss issues with Claims Department as needed

5%          Approve
underwriting transactions and bind coverage within authority; provide analysis
and file documentation to support decisions.

5%          Attend Board/
Department meetings.  Prepare
underwriting reports and reviews as requested by management.

5%          Request
Risk Management referrals as indicated. 

5%          Some
overnight travel required for meetings with agents/brokers or insureds; and to
national trade shows or conferences

Secondary Duties and
Responsibilities:

5%          Supervise
the underwriting process when Management is unavailable.

5%          Perform
special projects as directed by management.

Qualifications

Bachelor’s degree with three years
underwriting experience preferred or a minimum of eight years underwriting
experience

Minimum five to six years’
experience within an insurance environment required

Prior professional liability
underwriting experience and hospital underwriting experience desired

Completion or progress towards an
insurance or professional liability designation (e.g. RPLU, CPCU, AINS) desired

Resident P&C insurance agents
license may be required (can be obtained within one year from employment start
date)

Understanding of insurance and
medical terminology, and insurance and underwriting principles required

Proficiency with Microsoft Office
Suite

Excellent organizational and
interpersonal skills

Self-motivated and able to
accomplish multiple tasks in a timely manner

Accomplished written and verbal
communication skills