A & H Underwriter
General Search & Recruitement
A & H Underwriter
∙ Underwrite new and renewal accident and health business
· Achieves profitable growth through effective use of underwriting and business skills in assigned territory
· Work on regional renewals. See that renewal underwriting is started at least 60/90 days prior to anniversary date and ensure management through completion.
∙ Maintain performance standards and meet satisfactory quote turnaround times
· Selects new risks based on established company/departmental guidelines and within delegated authority
∙ Coordinate compliance issues and review of marketing materials and brochures with compliance department
∙ Provide communication and direction for all processing requirements, including policy issuance and endorsements, premium registration and collection issues.
∙ Work as a partner with Business Development team to generate new business revenues by developing prospects, visiting producers, participating in presentations
∙ Partner with Business Development Team to foster a constructive working relationship with all internal partners (regional operations, compliance, marketing, policy issuance, sales and claims) through day to day contact
∙ Collaborate with Business Development Team to prepare budgets, business plans, marketing strategies and establishing long term goals.
∙ Provide backup and rationale for items reported on the Large Case Activity Report.
∙ Manage portfolio of business to ensure monthly/quarterly/annual goals are met. Provide weekly updates of monthly registration.
∙ Follow underwriting guidelines for pricing, risk selection and net Retention
∙ Loss frequency analysis; identify, analyze and provide plan for corrective action as necessary.
∙ Actively participate in regional operations forums including National Segment Leader and Commercial Segment Leader meetings.
∙ Assist Regional Management in the preparation of budgets, business plans, marketing strategy and establishing long term goals.
∙ College degree in business related field
∙ Three years of Accident & Health underwriting experience with the ability to demonstrate leadership, initiative and influence management skills.
∙ Product focus includes Business Travel Accident, Out of Country Medical, Basic AD&D, Voluntary AD&D and Participant Accident.
∙ Proven ability to provide direction, technical guidance and developmental opportunities to promote team excellence and achieve business goals.
∙ Excellent interpersonal and communication skills
∙ Self-motivated with a strong sense of responsibility for one’s actions and work product
∙ Proven analytical ability to evaluate and judge underwriting risks.
∙ Excellent communication, organization and negotiation skills.
∙ Ability to work within a dynamic and challenging environment – handle multiple priorities – often under tight deadlines.
∙ Ability to adapt effectively with varying market conditions, responsibilities and people in a changing environment.
∙ Travel within region and to home office as needed.
∙ Proficient in Microsoft Office (Excel, Word, Access).